TransferMole

Turning Social Media Usernames Into Cross-Chain Payment Handles

TransferMole is the next evolution of global peer-to-peer payments—making stablecoin and other crypto payments as simple as a card tap. Instead of crypto addresses, phone numbers, or other details, TransferMole leverages social media usernames - something 5 billion people use - and turns them into cross-chain payment addresses. This enables billions to receive stablecoins from various networks, incl. card payments, without the need to exchange any payment details. 

Users can receive money directly via their Telegram, X, WhatsApp, Instagram, and other social media handles. With 190,000+ users onboarded, TransferMole is already live across six major blockchains, incl. Visa-/MasterCard and offers frictionless payments for both Web2 and Web3 audiences.

How It Works

Conceptually, TransferMole works similarly to name services like ENS which resolves to a crypto address. But unlike name services, TransferMole resolves social media handles to a destination address and works cross-chain. Social media users sign up and attach any wallet (or create a new one) which collects payments made to their social media handle, no matter from which chain, including card payments.

Core Features

• Turns social media handles into cross-chain crypto addresses
• Automatically pools different stablecoins from across chains into one for convenient spend
• Enables bulk airdrops to Web2 users (Web2 audience engagement)
• Embedded routing abstracting bridges and exchanges

Traction & Milestones

• Onboarded 190,000 users (Q1 2025)
• Live with USDC and 6 blockchains for cross-chain routing
• Live with Visa/MasterCard for fiat payments (e.g. ApplePay)

$AIPAY Token Utility

The $AIPAY token underpins TransferMole’s payment ecosystem, enabling:

• Transaction Fees: All network fees are charged in $AIPAY (will auto-convert if paid with other currencies or cards)
• Access to premium tiers: Staking $AIPAY in premium pools provides access to exclusive features, such as incoming payment rules, airdrops for new assets (memecoins, etc) added to the routing engine, etc.

Revenue Model

TransferMole operates a transaction-based model:

• Flat Fee per Tx: $0.30
• Network Markup: 50–80 bps
• Forecasted Volume:

– 2025: $13.1M (2.6M Tx, $125K EBITDA)

– 2026: $35.3M

– 2027: $89.9M (12.8M Tx, $3.6M EBITDA)

$AIPAY Token Sale Structure

Round: Public Presale (CV PAD)

Token Price: $0.003825

Raise Amount: $25,000

FDV: $3.8M

TGE Unlock: 20%

Vesting: 3-month linear (no cliff)

TGE Date: To be announced in June with public launchpads

Refund Policy: Non-refundable

Liquidity at Listing: $300,000 on DEX (locked), $200,000 on CEX

Whales: Contributions of $5,000 or more receive a 5% discount on valuation

Investment Structure

Key Metrics

• Maximum Supply: 1,000,000,000 $AIPAY
• Initial Market Cap: $780,000
• CV PAD Price: $0.003825
• CV PAD FDV: $3,800,000
• Public Sale Price: $0.005015
• Launch FDV (Target): $20,000,000

Full Tokenomics

Total Supply: 1,000,000,000 $AIPAY

Total Raise: $2,145,000

Launch Timeline

• Whitelist Opens: 4 June 2025, 3PM CET
• Whitelist Closes: 18 June 2025, 3PM CET
• Sale Start: 4 June 2025, 3PM CET
• Sale End: 18 June 2025, 3PM CET
• Expected TGE: To be announced in June with public launchpads

Whitelist and sale will run concurrently. Whitelisted users must register to access CV PAD. Eligible users may join instantly.

Strategic Partners

• Circle
• Mercuryo
• Binance Pay
• Stellar
• Blockchain Founders Group
• Kairon Labs

Backers & Investors

• SOSV / Orbit Ventures (Bitmex investor)
• Blockchain Founders Group
• Elevate Ventures
• KOLs: Mario Nawfal, CoachK, Skywee97, Human & Machine

Incubators & Service Providers

• Blockchain Founders Group
• Transcend Labs

Team

Gregor Arn (CEO): Swiss national based in Dubai. Built wallet infrastructure for Southeast Asian super apps. Founder of Verso (Avalanche project). Formerly at Accenture.

Ivan Loboda (CTO): Armenian national based in Armenia. Full-stack engineer with 10+ years' experience building high-load fintech and blockchain systems.

Carina Couillard (CMO): Canadian national based in Germany. Web3 marketing and community specialist with a focus on DeFi and launchpads.

Barry Hurley (COO): Irish national based in Malta. Built and scaled the first telecom wallet to 3.5M users. 20+ years in payments and financial regulation.

BCP Partners (Advisors): Strategic advisors holding 0.4% of the total supply, vested following a 3-month cliff and 12-month linear distribution.

Official Links

• Website
• X (Twitter)
• Telegram
• Roadmap

Terms and Conditions

This presentation is for informational purposes only and does not constitute an offer or solicitation to sell securities or tokens in any jurisdiction. This presentation does not constitute legal, financial, or investment advice. Any information contained in this presentation is subject to change without notice. Investing in cryptocurrencies and blockchain projects involves substantial risk. Potential investors should conduct their own research and seek professional advice before making any investment decisions. The value of cryptocurrencies can be highly volatile, and investors may lose all or a significant portion of their investment. The project described in this presentation may be subject to regulatory scrutiny in various jurisdictions, and the legal and regulatory status of cryptocurrencies and blockchain technology may change in the future. It is the responsibility of potential investors to ensure compliance with all applicable laws and regulations in their respective jurisdictions. The information provided in this presentation is based on the assumptions and opinions of the project team, and there can be no assurance that the project's goals and objectives will be achieved. Past performance is not indicative of future results, and no representation or warranty is made regarding the accuracy or completeness of the information contained herein. By accessing or using this presentation, you agree to release the project team, its affiliates, and its representatives from any and all liability associated with the use of this information. You should not rely solely on the information in this presentation when making investment decisions. This presentation may include forward-looking statements that are based on the project team's current beliefs and expectations. These statements involve risks and uncertainties that may cause actual results to differ materially from those expressed or implied in the forward-looking statements. Investors should be aware that the regulatory environment for cryptocurrencies and blockchain technology is evolving, and changes in regulations or enforcement actions could have a material impact on the project and its tokens.

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